Drive Now Auto Credit Sued over Alleged Wrongful Repossession

lawsuit_iconCook County, IL – January 21, 2014 – A Cook County man is suing Drive Now Auto Credit over allegations his vehicle was wrongly repossessed due to lack of prior notice, verbal agreements and a lack of notice of intent to dispose of the vehicle.

On December 3rd, Larry D. House filed a lawsuit in the Cook County Circuit Court against Drive Now Auto Credit Co. Inc., claiming wrongful repossession, common law fraud, conversion and violations of the Fair Debt Collection Practices and the Illinois Consumer Fraud and Deceptive Business Practices acts.

According to the complaint, House purchased a vehicle in 2012 and entered into a retail installment sale contract assigned to Drive Now. House claims that he made regular payments to Drive Now that totaled more than 30 percent of the total payments due.

House contends that in September of 2013, Drive Now entered into an oral contract with House to change the due dates of his future monthly payments.

House further contends that the defendant did not give him written notice within three days of the repossession as required by Illinois law and did not give provide written notice of his right of redemption pursuant to the Illinois Commercial Code.

He is seeking compensatory and punitive damages and is being represented by Joshua M. Feagans and Kristin N. Stone of Griffin Williams LLP.

Cook County Circuit Court Case No. 2013L013727.

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