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Camillus, NY – Everything was going smooth for him. He’d just gotten away with it earlier and was about to score again, was just waiting for the Manager to come back. But things turned sour when the police officers came walking into the credit union branch.
When 45-year-old New Jersey resident, Mark M. Zadroga entered an unnamed Camillus, NY credit union and completed paperwork to get an auto loan from an out of state seller, it went smooth.
Walking away with a check for $65,275, he soon cashed it. And soon after that, the credit union discovered he’d used an ID stolen from a North Carolina resident and that no car was ever purchased.
On July 22nd, an employee of Southern Chautauqua Federal Credit Union on East Second Street in Jamestown was processing another loan for Zadroga. But this employee thought something was suspicious with the ID and contacted the Jamestown Police Department.
Arriving police interviewed Zadroga, who tried in vain to provide a false name to officers.
Zadroga was charged and taken to the city jail.
In the meanwhile, investigating officers from the first successful fraud rip-off confirmed that the photograph on the identification provided by the defendant was in fact his own and using facial recognition software positively identified the defendant as the individual in the identification.
As luck would have it, the detectives were contacted by members of the Jamestown Police Department, who informed them that the defendant had been apprehended while attempting a similar offense at another credit union in Jamestown, NY.
The Camillus police then provided the Jamestown Police Department with security footage from the Credit Union, capturing the defendant committing the offenses. The Jamestown Police then positively identified the individual in the footage as the same person they had in custody.
Camillus detectives applied for and received an arrest warrant for Mark M. Zadroga and traveled to Buffalo New York to take him into custody on July 25, 2025. Zadroga was later arraigned in Onondaga County Court and held in custody on $10,000 cash, $20,000 bond. He was also held on a Fugitive from Justice warrant out of Camden New Jersey with NO BAIL.
The charges are as follows:
PL 155.40 (1) Grand larceny in the 2nd degree
PL 170.25 Criminal possession of a forged instrument in the 2nd degree.
PL 190.80 (1) Identity theft in the 1st degree
PL 175.10 Falsifying business records in the 1st degree
Source: Post Journal and Newport Dispatch
Credit Union Auto Loan Fraudster Caught in the Act – Credit Union Auto Loan Fraudster Caught in the Act – Credit Union Auto Loan Fraudster Caught in the Act
Credit Union Auto Loan Fraudster Caught in the Act – Police – Police – Arrest – Arrest – Credit Union Collections – Credit Union Collectors – Lending – Fraud
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