Major lenders are pulling back from non-prime auto while dealers search for replacements and...
Delinquency
Auto delinquencies are climbing again just as the calendar turns against lenders, and higher...
KBRA Finds Southeast Auto Delinquencies Remain Elevated Even After Adjusting for Credit Quality –...
New York Fed data shows auto originations rising as median borrower credit scores fall...
Lower-credit borrowers gain as independent finance grows – The auto finance market is growing...
Why an indirect auto book can look fine in the aggregate while hiding its...
– I’ve attended the Collection and Recovery Solutions conference in Las Vegas for 13 years. And...
Auto Loan Delinquencies Send Mixed Signals as Lenders Tighten Risk Exposure – The latest...
To see where this Auto cycle turns next, look at where Powersports is already...
Auto Finance isn’t constrained by rates anymore. It’s constrained by Math. – The industry...
– Most of the industry conversation right now is stuck at the surface: Rates,...
Record High Charge Off and Stubborn Delinquency Levels Set the Stage for a Rough...
Repossessions and losses are rising; both higher in Dec-2025 vs. Dec-2024 and pre-pandemic Dec-2019....
Consumer 30+DPD increased to 4.49% (17 bps); 60+DPD increased to 1.71% (11 bps) –...
“Delinquency rates across most credit products are expected to see slight increases,…” – TransUnion...
Charge offs Down, 30- and 180-Day Delinquencies Holding Well – With the 4th quarter...
Subprime Auto Lender Hits the Brakes and Shifts to Neutral – Irvine, CA –...
October 28, 2025 – New Credit Card and Auto Loan originations are declining after...





