– I’ve attended the Collection and Recovery Solutions conference in Las Vegas for 13 years. And...
Delinquency
Auto Loan Delinquencies Send Mixed Signals as Lenders Tighten Risk Exposure – The latest...
To see where this Auto cycle turns next, look at where Powersports is already...
Auto Finance isn’t constrained by rates anymore. It’s constrained by Math. – The industry...
– Most of the industry conversation right now is stuck at the surface: Rates,...
Record High Charge Off and Stubborn Delinquency Levels Set the Stage for a Rough...
Repossessions and losses are rising; both higher in Dec-2025 vs. Dec-2024 and pre-pandemic Dec-2019....
Consumer 30+DPD increased to 4.49% (17 bps); 60+DPD increased to 1.71% (11 bps) –...
“Delinquency rates across most credit products are expected to see slight increases,…” – TransUnion...
Charge offs Down, 30- and 180-Day Delinquencies Holding Well – With the 4th quarter...
Subprime Auto Lender Hits the Brakes and Shifts to Neutral – Irvine, CA –...
October 28, 2025 – New Credit Card and Auto Loan originations are declining after...
Below Prime auto loan stress continues to intensify Punchline: The theme continues … over...
Charge Offs, Bankruptcies and Loan Modifications Peaking Early – With Q3 of 2025 almost...
– Auto loan delinquencies and vehicle repossessions are rising steadily, reflecting both increasing financial...
– Bankruptcy filings have risen steadily over the past year. The latest AIS Bankruptcy Insights...
– A new analysis shows that delinquent car payments are increasing across the U.S.,...
The Worst is Yet to Come Back in March, I predicted the usual seasonal...





