Fake ID, Real Consequences – Man Gets 2.5 Years for Auto Loan Fraud

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Portsmouth, VA – March 11, 2026 – While loans with fake ID’s are approved and funded by lenders almost every day It’s not every day that law enforcement does anything about it. Considering all of the people that get away with it untouched, it’s actually nice to see someone go down over it.

According to court documents, on July 23, 2021, Deviyon Nichols, 33, submitted an application to obtain an auto loan from a credit union to purchase a 2014 BMW X-5. Nichols used a fraudulent South Carolina driver’s license under the name “Davyion Martin” as well as a false social security number to obtain the loan, as his felony criminal history and poor credit score would have made a loan unlikely. Based on his use of the false name and social security number, the credit union approved the loan and provided Nichols $31,718.24 to complete the purchase.

Nichols lost the vehicle when it was impounded after a traffic stop and the credit union lost money on the transaction. When Nichols was stopped, he attempted to flee. Inside the vehicle, police found narcotics and a firearm.

In April 2021, Nichols used the false name, ID, and social security number to obtain an auto loan from another bank to purchase a 2014 Honda Accord. Based on this false information, the bank approved the loan and provided Nichols $15,684.60 to complete the purchase. Nichols lost the vehicle when it was wrecked in a traffic accident and the bank lost money on the transaction.

The FBI’s Norfolk Field Office investigated this case. Assistant U.S. Attorney Joseph Kosky prosecuted the case.

Source: DOJ