Is AB 2501 the “Credit Killer” Bill Dead? Not by a Long Shot

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Your help is still needed!

17 June 2020 – While most of us were feeling pretty secure that AB 2510’s author, Assembly Woman Monique Limon, was done pedaling her insane job killing Bill around the assembly floor, she actually brought it to vote for reconsideration and is open to do so again. AB 2501 is listed on Thursday’s schedule, now listed as Item #6. The hearing commences at 9am PST.

AB 2501 Author, Assembly Woman Monique Limon

I really wish I could have recorded her introduction of the bill on Monday. Her anti-lender sentiments would have made your skin crawl. Unfortunately, she is not alone and her supporters clearly and unapologetically believe that “ALL” lenders should be forced to bear the brunt of the economic downturn caused by the virus and that the jobs of the tens of thousands in the lending, collections, repossession and foreclosure worlds are owed to the public. Your credit unions, jobs, careers and businesses are just worthless sacrifices on the alter of “the greater good” in their eyes. As one stated “We bailed the banks out, now it’s their turn to bail us out.”

While a very good swath of the state Assembly saw through this power grab, this is not an assembly that is unmovable and your help in putting this bill away for good is still needed.

You can help kill this bill by calling Assembly Members and ask for their No Vote on AB-2501.This bill did not pass in assembly yesterday. It is eligible for reconsideration this coming Thursday and can be heard anytime through Friday. This is a do or die bill for our industry. If the bill doesn’t get killed on the Assembly side it will go to the Senate side where the bigger fight will be.

Please, Get on the Phones and Call Your Representative Today!

Click Here for a List of Assembly Members

Some Suggestions for Calling Your Government Representatives:

Sometimes contacting your government representative seems very challenging or even difficult.  This is completely normal for most people that do not deal with their representatives very often.  Below are some suggestions to help with that as well as helping them listen and take what you say to heart.

Remember, these are elected officials that work for their communities and you are their constituents.  They expect you to reach out to them.

You can call their offices directly. You can email them. You can reach them via social media.
A quick Google search on their title, last name, and district should give you all their contact info.

What to remember when contacting them:
Contact them in various ways
Multiple messages, even from the same voter, make the representatives take notice of how voters feel about a topic.
Call, email, post on their Facebook page, tweet at them on Twitter etc.  A quick phone call followed by a simple email one day, and another phone call the next day with a tweet soon after makes them pay attention.

Remind them you are calling as a registered voter and member of the community.
Start the conversation off with your name and that you are a registered voter.
You do not have state your address, but can say “living in Southern California”, “the Los Angeles community”, or even just “as a Californian.“

Clearly state the bill you are concerned about, how you want the Assemblyperson to vote, and why you think this.

Such as, “Hello, I am John Doe, a registered voter in Southern California.  I am against Bill AB 2501.  I would like Assemblywoman Smith to vote NO this bill.  I think it harms the community financially as it will cause banks to stop giving car loans to average people with only average credit scores.  Small businesses and average people needing cars for work will not be able to afford cars, hurting their business or ability to keep a job.  Thank you.”

Always be polite, but firm. They often deal with very upset members of the public, so they are more responsive to politeness.

You might not get to talk to the Assemblyperson, but instead an assistant or even an intern.  Leave a message with them for the Assemblyperson of exactly what you wanted to tell the Assemblyperson.  Do not hesitate to ask them to read it back to you.

If calling, remember you are having a conversation with them.  You do not want to just blurt out your opinion and hang up on them.  Listen to what they have to say as well.
And remember to thank them for their time.

Make your message simple and quick.

Your representatives get a lot of calls, emails, etc. every day, so a quick, concise message helps get your message heard.
If you are not sure what to say, how to make it concise, or just nervous, that is not a big deal.  The best way to tackle that is write down what you would like to say.  Read it back to yourself.  Ask a friend, spouse if you can read it to them and if it makes sense to them.  A little practice goes a long way.

Always put things in your own words.  Do not worry about trying to sound official or like a fancy politician.  Just be your self and say things how you would normally say them in polite company.

Do not worry about being nervous, that is normal.  Keep in mind, your representatives are just people too and they want to hear from voters.  They know if they do not do as voters like, they will get voted out of a job!  And part of their job is listening to voters.

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