On Monday April 20, 2020, In a preview of what may become a national trend to push back against state issued prohibitions against collections and repossessions activity, The Association of Credit and Collection Professionals ACA International, filed a lawsuit against the state of Massachusetts Attorney General, Maura Healy, requesting declaratory and injunctive relief from the AG’s emergency measures enacted on March 26 that created a prohibition on outbound debt collection calls and the legal enforcement of debt. The ACA’s lawsuit challenges the constitutional authority of the state AG asserting that the collections ban is a violation of the First Amendment, granting the right to free speech, the Fourteenth Amendment, the right to due process and equal protection under law as well as separation of powers.
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