REPOSSESSIONS: California’s Special Rules

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California is “different” in many ways; some good, some not so much. Nowhere is this more true than in its laws—and its repossession laws are a good example of that. Because of those laws, California continues to have more repossession-related class action lawsuits than any other state.

For example, California’s version of the Uniform Commercial Code (“UCC”) differs significantly from the UCC adopted in other states. As a result, someone familiar with the UCC in Oregon or Arizona, or someone who took general repossession training that was not California-specific, could make significant errors if he or she handled a repossession in California and didn’t know how that state’s law is different.