The National Consumer Law Center (NCLC) is proposing major changes to article 9 of the Universal Commercial Code (UCC) which would materially affect consumer lending and how repossessions are done. If states adopt this latest proposed revision of the UCC, it would dramatically change repossession and lending practices and increase the potential for law suits.







More Stories
Half the Credit Unions, Double the Pressure: The New Reality of Collections
Auto Finance Risk Series: A Structural Shift in Credit, Collateral, and Recovery
Q4 2025 Credit Union Auto Loan Delinquency – An End of Year Meltdown