Editorials

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Synthetic ID Fraud – What it is and How it is Created

October 9, 2018 Cucolle1

Over the last twenty years, the proliferation of credit fraud and identity theft has...

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Does Your Credit Union Have a Comprehensive Post Charge Off Strategy?

September 11, 2018 Cucolle1

GUEST EDITORIAL Charge off. The end of the line for loans. On the collections...

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When Does and Independent Contractor Become an Employee?

January 18, 2018 Cucolle1 2

Guest Editorial There is a strange phenomenon occurring in the asset recovery industry consisting...

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The Stupid Math behind Contingent Repossession Assignments

January 11, 2018 Cucolle1

“People don’t always respond to incentives in the ways you might predict. What distinguishes...

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The Next Financial Crisis Might Be in Your Driveway

February 22, 2017 Cucolle1

With late payments on the rise, a dealership upsell begins to look dangerous. Lured...

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It’s Christmas Time

December 21, 2016 Cucolle1

Guest Editorial It is hard to believe that the Christmas season is once again...

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What Ever Happened to “Repo Reality” TV?

December 19, 2016 Cucolle1 2

Editorial For several years, the repossession industry was up in arms about the proliferation...

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The 3 Numbers a Repossession Company Lives By

November 9, 2016 Cucolle1

Guest Editorial   225, 431, 77 What do these numbers mean?  Well to answer...

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Changes to UCC Will Change Auto Lending Practices

September 9, 2016 Cucolle1

Guest Editorial The National Consumer Law Center (NCLC) is proposing major changes to article...

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John Oliver Blasts Sub-Prime Auto Lending and Repossessions

August 16, 2016 Cucolle1 2

August 16, 2016 – Earlier this month, English HBO comedian and commentator took aim...

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Free Wi-Fi… A Bomb Waiting To Explode

April 28, 2016 Cucolle1

Protecting a Consumers Non Public Personal Information When Using “Free Public Wi-Fi” Guest Editorial...

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Standardizing Rates or Unfair Price Fixing!

April 17, 2016 Cucolle1

GUEST EDITORIAL An email message to agents appeared in my inbox yesterday that causes...

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Are You the Flavor of the Month?

April 9, 2016 Cucolle1

Guest Editorial Are you being contacted by clients you have not heard from in...

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Does the Repo Man’s Life Matter Anymore?

April 8, 2016 Cucolle1 1

Guest Editorial In my 30 plus years in the repossession business I have seen...

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Are Creditors Liable for the Acts of Recovery Agents?

February 24, 2016 Cucolle1 4

Guest Editorial Even today many creditors will argue that they are not responsible for...

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A Chance to Roll Back the Clock

January 8, 2016 Cucolle1 1

Guest Editorial There seems to be a change in the opinion of many recovery...