Repossessions and losses are rising; both higher in Dec-2025 vs. Dec-2024 and pre-pandemic Dec-2019....
Loan Modifications
Charge offs Down, 30- and 180-Day Delinquencies Holding Well – With the 4th quarter...
Below Prime auto loan stress continues to intensify Punchline: The theme continues … over...
Charge Offs, Bankruptcies and Loan Modifications Peaking Early – With Q3 of 2025 almost...
The Worst is Yet to Come Back in March, I predicted the usual seasonal...
The Storm Has Arrived Last year, I warned you that we were experiencing “The...
“… we’ve been moving back the timing of repossession.” In a high-stakes game of...
With President Biden’s student loan relief plan invalidated by the Supreme Court, borrowers will...
Smell Fire? Subprime auto loan delinquency climbs to highest rate since April 2020 Now...
CFPB Takes Action to Prevent Avoidable Foreclosures, Agencies Will Examine for Compliance with COVID-19...
On September 21st, NCUA chairman Todd Harper issued a Guidance Letter titled “Navigating and...
The other day, we blogged about mortgage loan forbearance and the requirements under the Coronavirus Aid, Relief,...
The National Credit Union Administration (NCUA) Board recently issued a proposed rule that would remove the...
California Long Term Mortgage Forbearance Bill Goes to Vote August 18 Your Help Needed!...
Bans Repossessions and Foreclosures for Six Months and Expands CARES ACT protections to all...
Sacramento, CA – 17 June 2020 – At 9:20 am PST, the California State...
Assembly Meeting is 9am PST 17 June 2020 – A 28-25 loss on Monday....
On Today’s Agenda! – Again Sacramento, CA – 15 June, 2020 – The results...
