On September 21st, NCUA chairman Todd Harper issued a Guidance Letter titled “Navigating and Understanding the End of Pandemic-Era Homeowner Protection Programs.” While stating that the pandemic is not over, it warns that the recent end of pandemic related consumer moratoriums could cause a rise in delinquency in real estate secured loans. It is suggesting that credit unions provide yet additional forbearances and modifications. It appears as though they have some dire expectations.
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