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News

Same FICO, Different Risk: Geography Emerges in Auto Loan Delinquencies
4 min read

Same FICO, Different Risk: Geography Emerges in Auto Loan Delinquencies

September 13, 2026 Cucolle1
All Loan and No Cattle
4 min read

All Loan and No Cattle

September 10, 2026 Cucolle1
Auto Lending 2026: State of the Union, the Repo Squeeze, and What Comes Next
3 min read

Auto Lending 2026: State of the Union, the Repo Squeeze, and What Comes Next

September 9, 2026 Cucolle1
Your Newer Collateral May Be Losing Value Faster
3 min read

Your Newer Collateral May Be Losing Value Faster

September 8, 2026 Cucolle1
Stop Waiting for the Credit Report: Put the Fraud Alert in the LOS
7 min read

Stop Waiting for the Credit Report: Put the Fraud Alert in the LOS

September 7, 2026 Cucolle1
Regulators Clarify What Credit Unions Can Tell Members About Suspicious Activity
6 min read

Regulators Clarify What Credit Unions Can Tell Members About Suspicious Activity

September 2, 2026 Cucolle1
The Payment Moved, The Depreciation Didn’t
6 min read

The Payment Moved, The Depreciation Didn’t

September 1, 2026 Cucolle1
Your Collateral Just Left the Country
8 min read

Your Collateral Just Left the Country

August 31, 2026 Cucolle1
$3.3 Million for Credit Union CEO Luxury and Only $1.7 Million for 33 Employees
9 min read

$3.3 Million for Credit Union CEO Luxury and Only $1.7 Million for 33 Employees

August 30, 2026 Cucolle1
The Pastor, the Credit Repairmen and $460,000 in Fraudulent Auto Loans
10 min read

The Pastor, the Credit Repairmen and $460,000 in Fraudulent Auto Loans

August 27, 2026 Cucolle1
One Employer, Hundreds of Auto Loans: The Fed Warns About Concentrated Credit Risk
4 min read

One Employer, Hundreds of Auto Loans: The Fed Warns About Concentrated Credit Risk

August 26, 2026 Cucolle1
The 30-Day Blind Spot: How Straw Buyers Financed Nearly 100 Cars Before Lenders Could See Them Coming
8 min read

The 30-Day Blind Spot: How Straw Buyers Financed Nearly 100 Cars Before Lenders Could See Them Coming

August 25, 2026 Cucolle1

Collections

Stop Waiting for the Credit Report: Put the Fraud Alert in the LOS
7 min read

Stop Waiting for the Credit Report: Put the Fraud Alert in the LOS

September 7, 2026 Cucolle1
Regulators Clarify What Credit Unions Can Tell Members About Suspicious Activity
6 min read

Regulators Clarify What Credit Unions Can Tell Members About Suspicious Activity

September 2, 2026 Cucolle1
The Payment Moved, The Depreciation Didn’t
6 min read

The Payment Moved, The Depreciation Didn’t

September 1, 2026 Cucolle1
Your Collateral Just Left the Country
8 min read

Your Collateral Just Left the Country

August 31, 2026 Cucolle1

Training Events

60 Days to CCUCC 2026: Exhibit Space Nearly Gone, Hotel Rooms Filling
4 min read

60 Days to CCUCC 2026: Exhibit Space Nearly Gone, Hotel Rooms Filling

August 13, 2026 Cucolle1
Early Bird Registration for CCUCC 2026 Ends August 14
4 min read

Early Bird Registration for CCUCC 2026 Ends August 14

July 19, 2026 Cucolle1
Credit Union Collection Professionals Announces 2027 CUCP Summit in San Antonio, Texas
3 min read

Credit Union Collection Professionals Announces 2027 CUCP Summit in San Antonio, Texas

July 8, 2026 Cucolle1
Why the Hallway Conversations May Be the Most Valuable Part of UCC 2026
4 min read

Why the Hallway Conversations May Be the Most Valuable Part of UCC 2026

June 24, 2026 Cucolle1
How a $9.5B Credit Union Doubled Auto Recoveries in 90 Days
2 min read

How a $9.5B Credit Union Doubled Auto Recoveries in 90 Days

June 4, 2026 Cucolle1
– Desert Financial Credit Union, a $9.5 billion institution and the largest local credit...
When the First Line of Defense Becomes the Weakest Link
2 min read

When the First Line of Defense Becomes the Weakest Link

June 2, 2026 Cucolle1
Former TD Bank Employee Pleads Guilty in Schemes That Facilitate More Than $3.4M in...
Alleged Multi-State Tesla Fraud Scheme Busted in Tennessee
2 min read

Alleged Multi-State Tesla Fraud Scheme Busted in Tennessee

May 31, 2026 Cucolle1
– Knoxville, TN – May 30, 2026 – A suspected multi-state vehicle fraud operation...
United Creditors Connect 2026 Brings All-Star Speaker Lineup to Las Vegas
3 min read

United Creditors Connect 2026 Brings All-Star Speaker Lineup to Las Vegas

May 28, 2026 Cucolle1
Michael Irvin, Brian Hamilton, Ron Brown, and Steve Castagna headline a growing conference focused...
Elected Official Indicted by Grand Jury with Felony ID Theft Against Credit Union
2 min read

Elected Official Indicted by Grand Jury for Felony ID Theft Against Credit Union

May 27, 2026 Cucolle1
Charged with Two Felony Counts and One of Identity Theft – Edenton, NC –...
Don Arkell Headlines Saturday General Session as CCUCC 2026 Nears Capacity Pace
4 min read

Don Arkell Headlines Saturday General Session as CCUCC 2026 Nears Capacity Pace

May 26, 2026 Cucolle1
Anaheim Marriott October 15–17, 2026 – The 39th annual California Credit Union Collections &...
‘Santa’ Arrested – Charged with ID Theft and Fraud
2 min read

‘Santa’ Arrested – Charged with ID Theft and Fraud

May 25, 2026 Cucolle1
Naughty or Nice – Court to Decide             – Ames, IQ – May 20,...
The Auto Industry Isn’t Facing a Demand Problem, It’s Facing a Value Problem
3 min read

The Auto Industry Isn’t Facing a Demand Problem, It’s Facing a Value Problem

May 21, 2026 Cucolle1
We built vehicles consumers can’t afford –> and then wondered why demand shifted. –...
CRS 2026 Recap: Delinquencies, Operational Strain, and the AI Turning Point
3 min read

CRS 2026 Recap: Delinquencies, Operational Strain, and the AI Turning Point

May 19, 2026 Cucolle1
– I’ve attended the Collection and Recovery Solutions conference in Las Vegas for 13 years. And...
Auto Delinquencies Show Mixed Signals in April
4 min read

Auto Delinquencies Show Mixed Signals in April

May 18, 2026 Cucolle1
Auto Loan Delinquencies Send Mixed Signals as Lenders Tighten Risk Exposure – The latest...
Why Powersports Is the Early Warning Signal for Auto (Right Now) - Ahead of the Curve — Part 4
3 min read

Why Powersports Is the Early Warning Signal for Auto (Right Now) – Ahead of the Curve — Part 4

May 17, 2026 Cucolle1
To see where this Auto cycle turns next, look at where Powersports is already...
The Return of Insider Risk
5 min read

The Return of Insider Risk

May 13, 2026 Cucolle1
Why Credit Unions Are Facing a New Era of Internal Fraud Exposure – For...
Servicing Is Eating Originations - Ahead of the Curve Part 3
3 min read

Servicing Is Eating Originations – Ahead of the Curve Part 3

May 9, 2026 Cucolle1
The lenders who build lifecycle ownership, not just origination, will own the next decade....
Credit Scores Are Slipping — And Credit Unions May Be Approaching a More Difficult Auto Lending Environment
4 min read

Credit Scores Are Slipping — And Credit Unions May Be Approaching a More Difficult Auto Lending Environment

May 7, 2026 Cucolle1
– Recent consumer credit data is beginning to paint a picture that many credit...
Three Months Until UCC - Apply for a Scholarship!
2 min read

Three Months Until UCC – Apply for a Scholarship!

May 4, 2026 Cucolle1
Limited Credit Union Scholarships – Apply Before Spots Close Seats Are Limited. The Opportunity...
Ahead of the Curve — Part 2 - Residual Risk Is the New Credit Risk
3 min read

Ahead of the Curve — Part 2 – Residual Risk Is the New Credit Risk

May 2, 2026 Cucolle1
– One of the biggest risks in Auto Finance isn’t Credit anymore… it’s Residuals....
Convicted Poker Champ, Car Dealer and Alleged Cartel Victim to Pay Restitution… with Future Poker Winnings
5 min read

Convicted Poker Champ, Car Dealer and Alleged Cartel Victim to Pay Restitution… with Future Poker Winnings

April 27, 2026 Cucolle1
Sentenced to Three Years in prison and More Than $900,000 in Restitution – The...
Ahead of the Curve: Part 1 - Payment Elasticity is the Real Constraint
3 min read

Ahead of the Curve: Part 1 – Payment Elasticity is the Real Constraint

April 25, 2026 Cucolle1
Auto Finance isn’t constrained by rates anymore. It’s constrained by Math. – The industry...

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  • Same FICO, Different Risk: Geography Emerges in Auto Loan Delinquencies
  • All Loan and No Cattle
  • Auto Lending 2026: State of the Union, the Repo Squeeze, and What Comes Next
  • Your Newer Collateral May Be Losing Value Faster
  • Stop Waiting for the Credit Report: Put the Fraud Alert in the LOS

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Same FICO, Different Risk: Geography Emerges in Auto Loan Delinquencies
4 min read

Same FICO, Different Risk: Geography Emerges in Auto Loan Delinquencies

September 13, 2026 Cucolle1
All Loan and No Cattle
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All Loan and No Cattle

September 10, 2026 Cucolle1
Auto Lending 2026: State of the Union, the Repo Squeeze, and What Comes Next
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Auto Lending 2026: State of the Union, the Repo Squeeze, and What Comes Next

September 9, 2026 Cucolle1
Your Newer Collateral May Be Losing Value Faster
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Your Newer Collateral May Be Losing Value Faster

September 8, 2026 Cucolle1

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Foreclosure

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